Professional liability crash protection designed exclusively for technology businesses.

These days, any business could be sued.  But technology companies are especially prone to lawsuits- and those lawsuits can be particularly costly.  Consider what would happen if your technology firm was found legally liable for a financial loss because:

• A bug in a software program you produced caused a client's server to crash.
• The equipment you installed for your biggest customer didn't work.
• The Web site you designed for one customer too closely resembled its key competitor's site.

In situations like these, you'd want to know you were protected by a sound insurance program.

FailSafe is the Hartford's suite of professional liability policies that's especially designed for virtually any size technology company.

Three Levels of Coverage

The Hartford offers three increasingly robust levels of this critical E&O coverage to help protect your clients' businesses from a variety of professional liability risks. FailSafe has the protection your clients need through these three forms:

• FailSafe MEGA is an E&O coverage part that's designed to fit seamlessly into The Hartford's small business insurance package, Spectrum
• FailSafe GIGA is a monocline E&O policy that includes breach of warranty coverage
• FailSafe TERA is a robust technology liability policy that includes these coverages all in one policy form:
• Specified errors & omissions
• Content, copyright, trademark, tradedress, etc.
• Personal injury
• Security coverages

FailSafe is designed for technology firms that provide these types of services:

• Development, sales, installation, integration, and/ or maintenance of hardware, packages software and custom software
• Consulting
• Internet access
• Web site design/ hosting
• Systems outsource/ systems facilities management/ administration
• Application services/ leasing (ASP, MSP, etc.)
• E-Commerce applications